Square Cash Review


March 23, 2017

Square Cash Review

Square Cash is a mobile app that allows you to send money to anyone, instantly. Owned by Square, Inc., it’s essentially a competitor to PayPal and Venmo. You may have used a Square terminal at some small businesses.

Compound Interest Calculator and Chart


March 3, 2017

Compound Interest Calculator and Chart

For fun, I created this compound interest calculator with a chart. Just enter your values in the form below the chart, hit submit, and it will display your results.

Keeping My Electric Bill Low


February 3, 2017

Keeping My Electric Bill Low

Last October I posted about my electric bill over the year. In order to save money, I switched my supplier from DP&L to AEP via Ohio’s Apples-to-Apples website, lowering my costs from 7.3¢ to 4.59¢ per kilowatt.

2016 End of Year Side Income Report


December 23, 2016

2016 End of Year Side Income Report

One popular reoccurring post on blogs, regardless of niche, is an income report. For instance, MyBlogLift has a monthly (well, two) income and traffic report. Cash Flow Diaries has a long list of different income reports.

Don't Pay Someone to Manage Your Investments!


December 20, 2016

What are the Taxes on Someone Making $10,000 a Month?


December 12, 2016

What are the Taxes on Someone Making $10,000 a Month?$10,000 a month is $120,000 a year.

My First TeeSpring Designs


November 22, 2016

My First TeeSpring Designs

In an ever long pursuit to diversify my income (I’m already signing up for checking accounts just for the bonuses as well as buying and reselling things on eBay), I’ve taken up the hobby of designing t-shirts. I only have three so far (well, I have a first one, but it was more to learn the platform), and none have sold. Not surprising since I only launched one yesterday and two today.

Six Essential Items for Reselling on eBay and Amazon


October 27, 2016

Six Essential Items for Reselling on eBay and Amazon

Earlier this year I started a new hobby - flipping things I find at garage sales, thrift stores, and even regular retail stores. Flipping essentially means I sell it elsewhere more than what I paid for. I sell most of these items on eBay, and some on Amazon, which means I need to ship these items. There are a few things I’ve found essential for shipping, and here’s a list of six of them:

Issue 9 Dayton Income Tax Increase - Nov 8 2016 Election Ballot


October 18, 2016

The City of Dayton is asking is residents and workers for another 0.25% of their income this November. Currently the rate is 2.25% - one of the highest in Ohio - so, if the tax is passed, the rate would climb to 2.5%.

Charting the Snowball Method of Paying Off Debts


October 7, 2016

Charting the Snowball Method of Paying Off DebtsI was curious as to the difference between the two methods of snowballing debt. The snowball method, if you're not familiar with it, is often used when you have multiple debts. You keep paying the same amount each month...

My Electric Bill over the Past Year


October 1, 2016

My Electric Bill over the Past Year

I’m always looking for ways to reduce my expenses. Looking at my electric bill, there’s not much there to cut. My average bill over the last eleven months was about $28.00:

Four Reasons I Hate Rebates


August 5, 2016

Four Reasons I Hate Rebates

I really don’t like rebates for some reason. I suppose they’re better than nothing, but I’d rather have a coupon or just reduce the price. Here are four reasons I hate rebates:

No Good Deed Goes Unpunished


June 10, 2016

Checking Bonuses


May 5, 2016

For fun (and profit!) I’m trying to see how many checking bonuses I can get. Since it’s super easy to set up direct deposit at work - it’s just through a web portal - I can add, remove, or change the amount going into bank accounts at will. I got to keep track of what accounts I have open. Just to get an idea of what I’ve done, here’s a table:

Increasing the Wage, part 2


October 2, 2015

An updated table from the previous post plus two more scenerios.

Increasing the Wage


September 29, 2015

Just a table on what the effect of increasing a wage would be. It is assuming that it takes one hour to make one loaf of bread.

Income Tax Refunds


August 31, 2015

It's Not About the Money


July 8, 2015

My Garage Sale


July 16, 2009